Auto & Home Service Protection

Protect your car from costly repairs. Get covered in 60 seconds.

When a covered breakdown hits, CoverageX pays the repair shop directly and handles the details — so one unexpected repair doesn't wreck your budget. Get your free, no-obligation quote in about a minute.

  • Covered repairs paid directly to the shop
  • 24/7 roadside assistance & rental car, included
  • Use any certified repair facility, nationwide
FREE QUOTE

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Takes about a minute. No obligation.

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500K+Vehicles protected
$0Out-of-pocket on covered repairs
24/7Roadside assistance
★★★★★Rated by our members
When things go wrong

Car trouble is stressful enough.

A breakdown is the worst time to argue over a bill, wait on hold, or get told your shop is "out of network." Here's how CoverageX takes the headache out of it.

01No Reimbursement Runaround

We pay the shop, not you.

We don't believe in reimbursements. When a repair's covered, we pay the shop directly the moment it's approved — so the money never leaves your pocket in the first place.

  • We pay the repair shop directly for every covered claim
  • Most claims authorized in the same day
  • One phone call from claim opened to repair started
  • No expense reports, no paperwork, no chasing
02The rate you start with is the rate you keep

Your price, locked in for life.

Most warranties hook you with a low rate, then raise it at renewal. Not us. Lock in your monthly price today and it stays there — no surprises, no creeping increases, for the life of your coverage.

  • Monthly price stays exactly the same, year after year
  • No annual increases at renewal — guaranteed in writing
  • No hidden fees, no fine-print escalations
  • 30-day money-back window if it's not for you
03Speak to someone who can actually help

Chat with real humans, 24/7/365.

When something breaks at 2am, you don't want a chatbot or a phone tree. Call us any hour of any day and a real person picks up — no menus, no "press 1." If your question needs a specialist, they'll walk you straight to the right one.

  • Reach a real person any hour, any day — 24/7/365
  • No phone trees — you dial and a human answers
  • Connected to the right specialist when you need one
04No networks. No restrictions.

Take it anywhere.

Your coverage isn't tied to a list of "preferred" shops. Break down two states from home, or right in your own driveway — take it to any licensed mechanic in the country and we'll pay them directly. So you can chase the long way home, not the nearest approved garage.

  • Any licensed mechanic in the country — your choice, not ours
  • No in-network / out-of-network games
  • The same coverage 2,000 miles from home as in your driveway
  • Roadside assistance and towing when you need them
Included with every plan

Perks beyond the repair bill

Coverage is just the start — every plan comes with extras that make day-to-day ownership a little easier.

Free oil change after your first month
Rental car assistance while yours is in the shop
How it works

Three simple steps

Tell us about your vehicle

Year, make, model and mileage, plus your contact info — it takes about 60 seconds.

See your protection plan

We match your vehicle to a coverage plan and show you the price — no obligation.

Drive covered

Activate your plan and your covered repairs are handled from day one — shop paid directly.

Member reviews

What our members say

★★★★★

"Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having. Courteous, friendly, outstanding customer service."

K
Kathy D.Verified Google review · Local Guide
★★★★★

"Being an auto shop manager for a shop in Brooklyn NY, I found the process very easy. Robert and Nathanal were very easy to work with and helped me every step of the way. It's nice to work with a company that really makes it fun."

B
Bay DiagnosticVerified Google review · Brooklyn, NY
★★★★★

"Phil Joseph and Michael Graham were great — I felt they really paid attention and listened to my concerns and questions about the coverage. They spoke clear English and it was just a good experience."

D
Daniel T.Verified Google review

Get covered in about a minute

Protect your vehicle from unexpected repair bills. Free quote, no obligation.

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